The Central Credit Information System (KHR), formerly known as BAR, is a filing system containing information about customer and credit data of individuals and businesses, (as well as certain data regarding defaults and abuses). Data on abuse can be forgery, credit card fraud, late payment, etc. The CCIS also contains the details of all credit agreements (positive debtor list), so that a favourable credit history of the applicant can be an advantage when claiming a loan.

BISZ Zrt.
MNB tájékoztatója
Lakossági KHR